Pension Contributions – Why Every Penny Counts

One of the most common questions our team of advisers are asked by our clients is whether they should up their pension contributions, or simply enjoy the money now. In almost all cases, the answer is a resounding yes! For many, upping pension contributions by even a relatively small amount can make a big difference… [ read on ]

The 5 Tell-tale Signs You Need a Financial Advisor

Financial advice isn’t just for the super-rich – it is for everyone. The right financial guidance and support can benefit anyone that wants to plan for the future, build their wealth and protect their families. In fact, 2017 research published by the International Longevity Centre and Royal London showed that on average, those who receive… [ read on ]

Essential Protection – New Living Costs Protection from Aviva

We have written a lot on this blog before about the importance of income protection. Unexpected disasters like accidents or ill health can strike at any time and when they do, the impact on family finances and living standards can be catastrophic. A recent (March 2017) Aviva study found that a quarter of UK families… [ read on ]

Can you have your cake and eat it with Inheritance Tax?

Is it possible to invest your money in a tax free environment, have access to 100% of the money and at the same time protect that money from Inheritance Tax? Traditional thinking would suggest not, but at Sterling, we believe the answer to that question is yes! In this post, we take a look at… [ read on ]

Prosperity and Protection – Financial New Year’s Resolutions for 2018

Happy New Year – and here’s to a very healthy and wealthy 2018. January is traditionally a time for new beginnings, and for making resolutions designed to improve our lives over the year ahead. For 2018, why not add some financial resolutions to your list, to help grow and protect your family wealth over the… [ read on ]

Cash ISAs Dead in the Water? Alternative Ways to Utilise the ISA Allowance

Recent (August 2017) figures from the tax office show that there has been a huge drop in the amount of money UK savers are putting into Cash ISAs this year. It’s down by 20bn (33.2%) from £58.2 billion in 2015/16, to just £39.2 billion over the last financial year. As part of this drop-off, 1.6… [ read on ]

October Update – Sale of Friends Life and Cofunds Platform

Over the past few months, there have been a couple of major sales within the investment industry – namely, the acquisition of the Cofunds Platform by Aegon, and the sale of Friends Life to Aviva. In this post, we take a brief look at these deals, letting customers with policies, accounts and investments within these… [ read on ]

Sterling Work – Holly Bentham wins Judo Commonwealth Gold

Everyone at Sterling Partnership would like to extend their congratulations to Holly Bentham, the daughter of Tina Bentham, our Customer Contact Co-Ordinator. In July, Holly defeated competition from across the globe to win a Gold Medal for team England at the Commonwealth Youth Games, which was held at Nassau in the Bahamas in July. It’s… [ read on ]

Bitcoin and Cryptocurrency – Digital Gold, Bubble, Get Rich Quick Scheme or Something Else?

Bitcoin has been hitting the headlines again recently, as the cryptocurrency sets a new record high – smashing through the $4,000 point for the first time. Since its launch in 2010, early investors in bitcoin and other cryptocurrencies have seen huge returns on their investments of 10,000% or more – but are they sustainable, or… [ read on ]

Service Check – Does Your Adviser Offer Regular Review Meetings?

Are you getting the financial advice service you need? Does your adviser bring you in for regular reviews? The value a good financial adviser brings isn’t just in providing recommendations and advice on leading-edge investments to clients – it’s in the continued advice and ongoing review services they provide. At Sterling, regular reviews are integral to… [ read on ]