Our Services

  • Investment and Savings

    Investments and Savings

    The low interest rates on offer today do not keep pace with inflation, and erode the value of your savings. So many people look to invest their money for the potential of improved performance. Would you like improved growth ?  Would you like a better income? As Financial Advisers, we can advise on a range of investment options that just might help. Take advantage of our free initial consultation.

  • The value of investments and the income they produce, can fall as well as rise. You may get back less than you invested.
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  • Inheritance Tax Planning

    Inheritance Tax Planning

    Is Inheritance Tax a concern for you? Would you like to leave more of your assets to your family? At Sterling we work with our clients to create an inheritance tax mitigation strategy, and we then help our clients to carry it through. The solutions can be flexible… and you don’t have to turn your life upside down to reduce your Inheritance tax liability. Talk to us, we can help!
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  • Inheritance Tax Planning is not regulated by the Financial Conduct Authority.

  • Wealth Management

    Wealth Management

    Your investments need continual review and action to keep them in ‘good shape’ and make them ‘perform’. At Sterling we offer a wealth management service to support you with your investments, leaving you free to pursue your other interests. Choose from… light touch support… right through to a complete investment management service. Use our knowledge and experience to keep your investments ‘on track’
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  • The value of investments can fall as well as rise. You may get back less than you invested.

  • Pensions and Retirement Planning

    Do you want a happy and comfortable retirement? If so, planning is the key… and we have a range of options that you might want to consider. You also need to make sure that your pension savings plan is ‘best of breed’, with low costs and maximum flexibility. Are you making the most of  the money you put aside? Talk to us about what you want for your retirement.
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  • The value of pensions and the income they produce, can fall as well as rise. You may get back less than you invested.

  • At Retirement

    At Retirement

    You have probably spent years saving and preparing for retirement. Don’t lose out at the point of retirement by ‘going it alone’. We can search the whole market to maximise your pension savings ‘pot’ and obtain for you the best income available. You could miss out on substantially more income by staying with your existing pension provider. And… if flexibility is important, we have a range of options that might suit.
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  • The value of pensions and the income they produce, can fall as well as rise. You may get back less than you invested.

  • Mortgages


    Finding the most suitable mortgage deal in the current market is a challenge….and so you need an ‘edge’. At Sterling we use our whole of market software to search out the right deal for you. Whether you are buying your first home, extending your existing home, moving to a bigger home, or trying to get onto the ‘buy to let’ property ladder, we can help. We can also look at reducing your existing mortgage payments.
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  • Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Some Buy to Let mortgages are not regulated by the FCA

  • Critical Illness Insurance

    How would your family cope if you had a heart attack, a stroke or contracted cancer? Yes it’s ‘un-thinkable’  isn’t it… however, if you are younger than age 65, statistically, you have a much greater chance of being diagnosed with a critical illness than dying. Yet, surprisingly, far fewer people have critical illness insurance, than have life insurance. Take advice and get the best quality plan at the lowest price by asking for our free initial consultation.
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  • Income Protection

    Income Protection

    For most people their income is the foundation stone of their entire lifestyle. But what if you lost that income? Income protection policies are designed to provide income if you are unable to work due to illness or injury… but many people don’t have one… and some of those that do… have the wrong one! We can search our panel of insurers for the right plan, at the lowest cost for you.
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  • Life cover / Key Person Insurance

    Life Cover / Key Person Insurance

    Life insurance can provide cover to protect a mortgage, provide additional family protection or protect a business. It provides a tax-free cash lump sum to your loved ones, upon your death. Just how it is arranged is extremely important, or the money may not go to the people you want it to. Price is also a key factor here, so we search our panel of insurers to deliver the lowest price for you.
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